With daily solicitations for credit cards, several consumers have found it difficult to distinguish one offer from another. One of the more common of these is the Visa credit card invitation from Washington Mutual www.getmyvisa.com. This particular preapproved offer is for their Visa Platinum card which boasts a 0% interest rate for purchases and balance transfers with a low variable rate after the 0% term. If you have received this invitation, it pretty much means that Washington Mutual has determined that at a first glance, you meet the base criteria to carry their platinum card. However, you do in fact have more options.

When examining a getmyvisa.com offer, it is important to identify what is the most important trait that you would like in a credit card. Is it a 0% term? Is it the rewards program? Do you need a no fee 0% balance transfer? The list goes on. Most platinum Visa cards come with 0% terms. The length of the term varies, so it is important to view the variable rate. With recent Fed cuts, interest rates for credit cards are lower than they have been for a few years. If you plan on carrying a balance after the 0% term, a lower variable rate may be beneficial. If you plan on paying off your card every month then maybe the rewards program is a more important aspect. Take the time to view all available options for platinum credit cards befor you decide to apply. Compare your www.getmyvisa.com credit card to those from other major issuing banks. Having all of the facts is the best thing you can do when applying for a new card.

Platinum Credit Cards To Compare To www.getmyvisa.com Offers: