Rewards Credit Cards In this day and age virtually every credit card comes with a rewards program. Choose a rewards credit card with travel, cashback, gas rebates or general points towards merchandise. You will receive 1 point for every dollar spent and will be able to manage your points online. If you elect to choose a cashback or gas rebate card, you will typically receive between 1% and 5% cashback on purchases. Rewards for these types of cards are generally issued in the form of statement credit. For airline or travel rewards cards, you will also receive 1 point for every dollar spent on purchases. Once you have accrued enough points, you may then cash-in your points for flights, vacations, or cruises with no black-out dates.

Citi PremierPass® Card - Elite Level

	20,000 bonus points after $600 in purchases made within 3 months of account opening Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases* Earn 1 point for every mile you fly on any airline* Earn 1 point for every mile friends and family fly on tickets purchased with your card* Get a complimentary companion ticket when you buy a qualifying ticket*
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type N/A N/A 13.24% $75 Yes Good

Miles by Discover® Card

12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months. Double Miles on up to $3,000 in travel and restaurant purchases each year. Book any travel, anytime with no blackout dates or restrictions. 1 Mile for every $1 on all your other purchases. Unlimited Miles that never expire* Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type 0% 6 Months* 10.99% $0 Yes Good

Citi® Forward(SM) Card

The credit card that rewards you for good behavior. Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 5,000 bonus points when you sign up for paperless statements within 3 months of account opening. 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases. 0% APR for 6 months on purchases and balance transfers.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type 0%* 6 Months* 14.24%* $0* Yes* Good*

Discover® Open Road (SM) Card

	0% Intro APR on purchases and balance transfers. Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases. 5% to 20% Cashback Bonus at top online retailers* Up to 1% Cashback Bonus on all other purchases. Unlimited cash rewards. Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type 0% 6 Months* 10.99% $0 Yes Good

Starwood Preferred Guest® Credit Card from American Express

Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates. No annual fee for the first year and $45 thereafter. Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines. Earn one Starpoint® for every dollar you spend and double Starpoints at participating Starwood properties and retail partners. Express Approval. Get a decision in less than 60 econds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type 2.9% 6 Months 13.24% 1st Year Free Yes Excellent

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