Cash Advance Credit Cards

If you need some extra cash in a hurry, credit cards with cash advance options are an easy way to quickly get the money you need. Most major credit cards offer two types of cash advance options: the first option is to use a special pin code at the ATM to get cash, and the second option is to use cash advance checks that are sent to you through the mail.

Cash Advances at the ATM

Using your credit card at the ATM may be the quickest way to get the cash advance you need, but you should keep in mind that your cash advance limit may be capped at anywhere between $200 and $500 a day. You should also remember that you will normally be charged your APR for purchases on that cash advance as soon as you withdraw it from your account. This is different than using your card for purchases because you borrow money for purchases interest free until the end of your current billing cycle.

Cash Advance Checks

Cash advance checks from your credit card are another way to get cash fast when you need it. While it does take a few days to request these checks from your card issuer, it may be worth the wait. Oftentimes when you receive cash advance check offers you will get a special interest rate on the amount of money you are borrowing. Although that rate may apply as soon as you cash the check, it is usually much lower than your APR for purchases. Depending on your credit history and the type of card you have, you may get a promotional APR of 7% or lower for your cash advance, or even as low as 0% for a limited time. If you can find a really good promotional offer, it may be worth it to use your cash advance checks for a high APR credit card consolidation or to pay off other high APR cards.

Compare Credit Cards with Cash Advance Options

Since almost all major credit cards have cash back options, you should apply for credit cards that offer you rewards or introductory terms that you will benefit from the most. For example, you can look for airline credit cards that give you miles toward free tickets, or gas cash back credit cards that reward you with cash back when you buy gas.

To make your search as easy as possible, we have listed all of the best credit cards offers available through major issuers by categories and brands. The 10 categories include:

1. Travel Credit Cards
2. Instant Online Approval
3. Online Balance Transfers
4. Cash Back Credit Cards
5. Gas Reward Credit Cards
6. Student Credit Cards
7. Rewards Card Offers
8. Bad Credit Offers
9. 0% APR Offers
10. Business Credit Offers