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Business Credit Cards There are two types of business credit cards, business charge cards and revolving balance offers. The difference is that with business charge cards, you are required to pay your balance off in full every month. With revolving balance business credit cards, you may pay your balance off over time, yet interest will be accrued if you do not pay in full every month. The advantage to charge cards is that though they typically carry annual fees, the rewards programs are more often superior to revolving balance business credit cards. |
| Advanta Platinum BusinessCard With Rewards |
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
15 Months |
6.99% |
$0 |
Yes |
Good |
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| Business Gold Rewards Card |
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- Earn up to 100,000 points or more in the first year
- Fee-free for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Discounts with FedEx, Delta, Courtyard by Marriott, and more
- Automatic Complimentary enrollment in the Membership Rewards program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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N/A |
N/A |
N/A |
First Year Free |
N/A |
Excellent |
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| Chase Platinum Visa Business Card |
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- 0% APR for up to 12 months on purchases and balance transfers
- No Annual Fee
- Free Online Reporting
- Platinum business benefits
- Visa business partner advantage
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
12 Months |
11.74% |
$0 |
Yes |
Good |
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| Discover® Business Card |
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- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months.
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases.
- No annual fee.
- Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards.
- Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
12 Months |
12.99% |
$0 |
Yes |
Good |
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| Gold Delta SkyMiles Business Credit Card |
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- 15,000 Skymiles with your first purchase
- One Delta mile for virtually every dollar you spend
- Fee-free for the first year - a savings of $85
- Unlimited fee-free Additional Cards
- OPEN Savings: Automatic discounts with FedEx, Delta, Courtyard by Marriott, and more
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months |
18.24% |
First Year Free |
Yes |
Good |
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