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Bad Credit Credit Cards All of the below offers are for the under-served market. These bad credit credit cards offer instant online approval and unsecured limits. It is important to make your payments on time with these offers as the respective issuers with report your monthly progress to all three major credit bureaus (TransUnion, Equifax, Experian). All of the below bad credit credit cards are either MasterCard or Visa offers and are accepted virtually everywhere.
| Orchard Bank Platinum MasterCard |
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- Enjoy the prestige of Platinum with no up front fees. Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
- 4 Plastic Designs to choose from. Choose your own Plastic
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Intro APR |
Intro Period |
Regular APR |
Balance Transfer |
Credit Type |
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N/A |
N/A |
14.9% |
N/A |
Bad OK |
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| Continental Finance Gold MasterCard |
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- Rates As low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide.
- Monthly reporting to the Major Credit Bureaus.
- Free Online Access.
- Excellent Online Tools for Managing Your Finances.
- Semi-Annual Credit Limit Increases.
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Intro APR |
Intro Period |
Regular APR |
Balance Transfer |
Credit Type |
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N/A |
N/A |
9.75% |
No |
Bad Credit OK |
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| First Premier Gold MasterCard/Visa |
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- Low APR on purchases.
- Reports monthly to 4 Major Credit Bureaus. A Credit Card for Those with Less than Perfect Credit.
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo. Over 3 million credit card holders.
- Apply today for a MasterCard/Visa.
- Enjoy the benefit of 24-hour phone account access.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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N/A |
N/A |
9.9% |
$48 |
N/A |
Bad OK |
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| Orchard Bank Secured MasterCard |
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- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Complete your application, including your security deposit, online
- Set your own credit limit
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Intro APR |
Intro Period |
Regular APR |
Balance Transfer |
Credit Type |
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N/A |
N/A |
14.9% |
N/A |
Bad OK |
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| Centennial Gold MasterCard/Visa |
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- Monthly reporting to 4 major credit bureaus.
- Low APR on purchases!
- Get the prestige of a GOLD MasterCard/Visa
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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N/A |
N/A |
9.9% |
$48 |
N/A |
Bad OK |
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