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Advanta Life-of-Balance Platinum Card
The Advanta Life-of-Balance Platinum Card is a business credit card issued by Advanta. Businesses often choose this card because for its rewards program and because it can be personalized so that the business name appears across the top of the credit card.

 Advanta Life-of-Balance Platinum Card

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  • 2.99% Fixed APR for Life on balances transferred within 3 months
  • Choice of 6% Cash Back or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • $0 Fraud Liability
  • Personalized card -- your company name on the top of the card
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Type
2.99% N/A 8.99% $0 Yes Good

Advanta Life-of-Balance Platinum Card Details:
The advantages of carrying the Advanta Life-of-Balance Platinum Card are numerous.  There is no annual fee associated with the card, and there is no limit on earnings.  The credit card gets its name because it boasts a 2.99 % Annual Percentage Rate for the life of balances transferred within three months of opening the credit account.  This can provide the business with a great benefit if the business is holding another business credit card that has a higher annual percentage rate.  Transferring the balance to this card with the low 2.99% annual percentage rate for the life of the balance can give business owners an opportunity to pay of higher balances and ultimately improve cash flow to the business. 

The rewards program offers a selection of credit card rewards for the business cardholder.  The cardholder can choose between taking a 6% cash back reward and other rewards associated with travel.  This is a good option for business card holders because some businesses can benefit from cash rewards while others might prefer to redeem rewards through the travel rewards option.

The personalization feature is designed so that holders of the Advanta Life-of-Balance Platinum Card can personalize the appearance of the credit card.  Businesses simply have to request that the name of their business appears across the top of the card.  One benefit of this feature is that every time the business cardholder uses the credit card to make a purchase and other individuals see the card, it provides free advertising for the business. 

Finally, the Advanta Life-of-Balance Platinum card has $0 fraud liability.  This provides business cardholders with the added security of knowing that Advanta is interested in protecting them in the event of fraudulent use of their credit cards. 

Whether you choose this card because it offers a low fixed annual percentage rate for the life of balances transferred within three months, because it offers a rewards program that allows business cardholders the choice of how to redeem their rewards, because cardholders can personalize the card with their business name, or because the card offers $0 fraud liability, the Advanta Life-of-Balance Platinum card boasts many benefits of which businesses can take advantage.

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