If you have received a mail offer application for new Visa cards redeemable at www.acceptmycard.com it essentially means that you have been pre-selected or preapproved for a new Visa card from Credit One Bank. The common misconception is that you are guaranteed acceptance having received an acceptmycard.com offer. Basically, Credit One Bank has obtained your information from one of a variety of sources that has determined you a potential candidate for one of their offers. The sources may include lists compiled by credit agencies or other lenders that are for sale, or they may have simply performed a "soft pull" on your credit report.

Regardless of how you have come to receive an acceptmycard.com offer, it is important to understand that you are not guaranteed anything. You will still have to fill out an application and a hard pull will be conducted on your credit file. Having said this, it is very important to determine whether you really want to proceed to www.acceptmycard.com to begin your application.

Acceptmycard.com Offers Compared To Other Credit Cards:

Visa credit cards from acceptmycard and Credit One Bank notoriously have higher annual percentage rates than comparable platinum offers from other issuers. Currently, the APR for purchases is set at 23.9% with an annual membership fee of $69, a one time set-up fee of $69, over the limit fees of $29, late payment fee $29....the list goes on. This is by no means a good deal. If you have average to fair credit, you will most likely do better with cards from other issuers who specialize in bad credit.

If you feel that you have good credit, you may want to view credit cards with higher approval rates that don't impede your spending power with fees and extortionist APR's. A few of these offers are listed below, but you may view several other offers by visiting our 0 apr credit cards. If you are unsure about where you stand from a lender's perspective it may be wise to check your credit report.