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- 0% APR on balance transfers for 12 months.
- Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases.*
- Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.
- Quarterly and Annual account summaries and categorized statements at no additional cost.
- No annual fee.
- No balance transfer fee.
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